Business Deposits

Business Checking

	Regular Checking	Individually Owned Now Checking	Business Checking with Analysis
Minimum Opening	$100	$1,000	$100
Minimum Balance to avoid service charge	$400 daily or $1,000 average daily balance	$1,000 average daily balance	N/A
Monthly Service Charge	*Balance of $250-$399.99 service charge is $600; Balance < $250.00 service charge is $7.50	**$7.50 (If balance falls below minimum)	Varies-Fees assessed by Business Account Analysis
Interest Bearing **	No	***Yes, on balances > $1,000	No
Unlimited Checking Writing	Yes	Yes	Yes
No Per-Check Charges	No	No	Yes
Free E-Statement	Yes	Yes	Yes
Free Personalized Checks	No	No	No
Additional Information	N/A	N/A	N/A

*Includes Iowa sales tax where applicable
**Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.

Business Savings

	Regular Savings	Treasury Money Market	Certificates of Deposit
Maintenance Fees	No fees with $100 average daily balance or more; otherwise $3.00 per month	No fees with $1,000 average daily balance or more; $7.50 per month if average daily balance not met.	Penalty may apply for early withdrawal
Withdrawals	Unlimited in person withdrawals	No more than six transfer and withdrawals, or a combination of such, per statement cycle	Penalty may apply for early withdrawal
Interest Details	**Variable rate	**Variable rate	Rate on daily balance for the maturity term

* Plus Iowa sales tax where applicable

** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.