Rewards Checking | Regular Checking | Check Plus | Now Checking | Gold Club Checking | Student Checking | Health Savings | |
---|---|---|---|---|---|---|---|
Summary | This account offers a high interest rate when qualifications are met. | Basic Checking Account | Club Account with many benefits for one low monthly fee | Interest bearing checking | Club account for those 50 years or better and maintain $2,500 deposit account or $10,000 CD balance | Free checking account for full-time students | Tax deferred earning and tax-free distribution for medical expenses |
Minimum Opening Deposit | None | $100 | $100 | $1,000 | None | $10 | $100 |
Minimum Balance to avoid service charge | N/A | $400 daily or $1,000 average daily balance | N/A | $1,000 average daily balance | N/A | N/A | N/A |
Monthly Service Charge* | N/A | *Balance of $250-$399.99 service charge is $6.00; Balance < $250.00 service charge is $7.50 | *Plan A: $8.50 *Plan B: $9.50 |
**$7.50 (If balance falls below minimum) |
N/A | N/A | Annual fee of $25.00 |
Interest Bearing | Yes | No | Yes on balances > $1,000 | Yes, on balances > $1,000 |
No | No | Yes |
Unlimited Checking Writing | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Per-Check Charges | No | No | No | No | No | Yes | No |
Free E-Statement | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Free Debit Card | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
Free Personalized Checks | No | No | Yes | No | Yes | No | No |
Additional Information | Click HERE for Eligibility & Details | N/A | Fees waived on Cashiers Checks & Money Orders | N/A | Fees waived on Cashiers Checks & Money Orders. Discount on Safe Deposit Box. Enjoy Gold Club events & activities. | A per item fee of $.20 will be charged for each paper debit transactions in excess of ten during a statement cycle. |
$25 Setup fee. $25 Termination fee. Consult your health plan provider or tax preparer to see if you qualify. |
* Includes Iowa sales tax where applicable
**Plus Iowa sales tax where applicable
**This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.